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-   Gen2 MS3 General Discussion (http://www.mazdaspeedforums.org/forum/f544/)
-   -   0% APR for 60 Months, Mazdaspeed3 included (http://www.mazdaspeedforums.org/forum/f544/0-apr-60-months-mazdaspeed3-included-88369/)

bertrand_CX_7 08-09-2011 04:29 PM

0% APR for 60 Months, Mazdaspeed3 included
 
Don't know if it's the economy going crasy, but it's the first time Mazda is offering the 0% financing for 60 on the Mazdaspeed3 platform. On the top of that no payments for 90 days.

Mazda Current offers for ZIP Code 78664

Either the economy is doing really bad or they desperately need new car sells. In the time when I got my CX-7 (2007), Mazda didn't event fuck with you about test driving the speed3. It was like, if you are not buying today.OK bye bye.

I'm wondering what's the politic behind this move.

Will like to get your opinion All on this.

zatara 08-09-2011 04:35 PM

They could be trying to get rid of existing stock to make way for newer vehicles also. Only time will tell. And like I said in the other forum, what we need is a Mazdaspeed 2.

bertrand_CX_7 08-09-2011 04:36 PM

^^^^

hahaha for the mazdaspeed2. You want 300 HP in a speed2 ;)

Rich-PMS 08-09-2011 04:39 PM

Maybe because ford sales are up, they're trying to compete.

Or maybe since many other car makers have 0%apr they figured they'd follow suite.

G26 08-09-2011 04:40 PM

Quote:

Originally Posted by bertrand_CX_7 (Post 981534)
^^^^

hahaha for the mazdaspeed2. You want 300 HP in a speed2 ;)

If it had some good power, 200+hp, I'd buy one in a second.

bro2 08-09-2011 04:41 PM

Quote:

Originally Posted by bertrand_CX_7 (Post 981534)
^^^^

hahaha for the mazdaspeed2. You want 300 HP in a speed2 ;)

yea, and rwd lol

Ckmazdaspeed3 08-09-2011 04:44 PM

Mother fucker, I thought u were dead or something.

Too bad I couldn't get that financing

rghispanic88 08-09-2011 04:45 PM

im in, lets start a group buy for the mazdaspeed 2 and call mazda head quaters

Scoobs 08-09-2011 04:48 PM

Quote:

Originally Posted by bertrand_CX_7 (Post 981534)
^^^^

hahaha for the mazdaspeed2. You want 300 HP in a speed2 ;)

Lol, 200hp MS2 would be great, the 1.5l Mazda2 is fun as it is imagine it with a turbo, big brakes, suspension and 17" rims. Winning!

As for the 0% interest rates, in Canada we had 0% even back in 2008 on the 1gen Speed. Why pay interest rates, auto makers should sell cars not loans. They would sell a lot more cars if it was 0% for 72, on all cars.

zatara 08-09-2011 04:50 PM

I'm trying to find the youtube video but there was some Japanese racing team that turboed a mazda 2 and it did pretty damn good. It would certainly be a fun car for AutoX.

PapaSmurf 08-09-2011 04:54 PM

incoming gen done owners trading in for genpu's

TTB yeee 08-09-2011 04:57 PM

I just got an email saying this, and I kind of glanced over it because I didn't expect 0% on the speed 3. When I saw it was, I got extremely excited....hopefully I will be in a new speed 3 by the end of the month!

bertrand_CX_7 08-09-2011 06:01 PM

Quote:

Originally Posted by Ckmazdaspeed3 (Post 981549)
Mother fucker, I thought u were dead or something.

Lol, not dying before going big turbo on my genpu. :biglaugh:

No, I had Family in town and preparing a Track event + first Auto-x. Was a pretty busy week.

Lol you Missed my broken english lol.

Dang this is Bad news. First I just lost 2400+ (finance charges on my speed3 loan since new owners are getting the car loan now for free). Secondly, for people that will resell later on, the resell value will deep a little bit because market will Be flooded with a lot more new genpus.

Fucking shit timing this time.......

bertrand_CX_7 08-09-2011 06:20 PM

Quote:

Originally Posted by Scoobs (Post 981556)
Auto makers should sell cars not loans. They would sell a lot more cars if it was 0% for 72, on all cars.

I wish those sharks, so called dealership will think this way. Because If I was a car manufacturer, I'll manage potential and new customers. Because if dealership rip them off by applying high interest rates and junk fees, etc. Now my potential customer is broken, how I'm I expecting to sell new cars?


I wrote a long long long survey to Mazda regarding my buying experience on my speed3. I made sure to mention to them, Mazda need to take care of insurance companies ripping off their potential buyers. Because what ppl are paying for insurance on a Mazda/Mazdaspeed 3 is ridiculous. I rather have a high end car and pay that high insurance vs. getting a no brand car but pay high insurance premium.

If I was Mazda, I'll start a join venture with some big insurance companies and give good rates to new Mazda customers just to not have them change their mind and go with other brand because of high insurance premium on the speed3.

I canceled my contract once I heard what I'll be paying for insurance. The dealership ended up compensated me, by removing 1K+ on the sale price we agreed on, just to cover insurance premium for the first year. That's how I was finally able to get the Genpu.

Car manufacturers really need to be careful the way they are dealing with customers. A pissed of customer will never come back.

Anyhow, with this 0% APR for up to 60 months, I just lost $2400+ through finance charges

zatara 08-09-2011 06:20 PM

Quote:

Originally Posted by bertrand_CX_7 (Post 981674)
Secondly, for people that will resell later on, the resell value will deep a little bit because market will Be flooded with a lot more new speed3.


Luckily, that only applies to people who plan on selling their Speeds... :wink1:

bertrand_CX_7 08-09-2011 06:23 PM

yeah I was planing to do so if the next gen goes above 300+ HP. That is more likely to happen. Ford focus is going far beyond 300+ HP (350+ to be exact Ford Focus RS next gen). GTI is doing the same thing. So Mazda will have to follow the mass in order to keep his customer.

I wish I had this info this past November, the time I was buying. Now it makes no doubt in my mind. Next gen speed3 will have power increase, no matter what...

zatara 08-09-2011 06:29 PM

Keep in mind, you don't necessarily need that much power if you're going for autocross. Though, more power is always fun to have

robry 08-09-2011 06:34 PM

high insurance premium on the speed3? my 2011 ms3 is only 60$/year more than my wife's 2010 mz3 sport 2.5L... imo that's not high, still sucks balls though about the 0%, I would have waited had I known, oh well.

bertrand_CX_7 08-09-2011 06:37 PM

^^^^^
lucky you, search the insurance thread and see how other camarade are being ripped off by insurance companies.

Yeah, really weird, Mazda never, never ever did 0% APR in the US. That's why this got my attention right away.

MS309 08-09-2011 06:41 PM

Lol we have had 0% on 60 months on the speeds for a while now in Canada since last two years (maybe even longer). but we also pay a higher msrp compared to you guys in the states.

robry 08-09-2011 06:45 PM

Quote:

Originally Posted by bertrand_CX_7 (Post 981778)
^^^^^
lucky you, search the insurance thread and see how other camarade are being ripped off by insurance companies.

Yeah, really weird, Mazda never, never ever did 0% APR in the US. That's why this got my attention right away.

there is like 15 factors into insurance premiums, I know other people are getting raped but it's not always the case.

bertrand_CX_7 08-09-2011 06:46 PM

If you see what ppl are paying in Germany for this car. If you convert the euro amount to dollars, you won't believe your eyes. When I see their msrp, I feel like living in the US is like paradise.

Thanks for pointing this out. Now I should not cry too much when thinking of other MPS customers oversees.

Hopefully it'll last longer with S@P downgrading the us, don't know where we are going.....

snOhio 08-09-2011 10:25 PM

meh. i remember there was some sort of cash incentive when i bought. if you can run a simple NPV calc you can figure out if this is an improvement or not. example here: Day Air Credit Union - Vehicle Loans

mtran 08-09-2011 10:33 PM

When I was trading my car in I was hooked by the 0% APR. I was driving a civic si coupe and wanted a civic si sedan instead but it wasn't worth it in the end. It was a toss up between a genesis 2.0T or the speed3. Mazda had 0% for 60 and Hyundai had 0% for 84. Found an end of year model sale and got a speed with $5000 off msrp, tech package.

2011speed 08-09-2011 10:47 PM

Quote:

Originally Posted by bertrand_CX_7 (Post 981738)
yeah I was planing to do so if the next gen goes above 300+ HP. That is more likely to happen. Ford focus is going far beyond 300+ HP (350+ to be exact Ford Focus RS next gen). GTI is doing the same thing. So Mazda will have to follow the mass in order to keep his customer.

I wish I had this info this past November, the time I was buying. Now it makes no doubt in my mind. Next gen speed3 will have power increase, no matter what...

The golf r will only have like 265 hp and 250 tq. A us version of the focus getting 350 HP? I'll have to see it to believe it

mtran 08-09-2011 10:49 PM

Quote:

Originally Posted by 2011speed (Post 982172)
The golf r will only have like 265 hp and 250 tq. A us version of the focus getting 350 HP? I'll have to see it to believe it

Isn't the golf r just an Apr tuned golf?

Lex 08-09-2011 10:55 PM

Quote:

Originally Posted by Scoobs (Post 981556)
As for the 0% interest rates, in Canada we had 0% even back in 2008 on the 1gen Speed. Why pay interest rates, auto makers should sell cars not loans. They would sell a lot more cars if it was 0% for 72, on all cars.

You realize that in Canada the Gen1 was 32k before taxes ... I got mine for 0% 60 months but you better believe that the interest was built into the price.

iggy097 08-10-2011 04:27 PM

Got mine at 4.8 with this. That's not having to show any proof of income and a foreclosure on my credit. 12k cash down didn't hurt though.

d_crew_man 08-10-2011 04:34 PM

Quote:

Originally Posted by Lex (Post 982187)
You realize that in Canada the Gen1 was 32k before taxes ... I got mine for 0% 60 months but you better believe that the interest was built into the price.

i got 0% for 72 months in canada. yeah it was 30k before taxes but whatever all cars are more expensive here. my coworker just bought an mz3 and he told me he payed 32k lol. i smiled a bit inside

BLK_MS3 08-10-2011 07:33 PM

I got 1.9% a year ago and was happy with that, zero is nice though.

JT.Tuckerman 08-11-2011 05:58 AM

Year end clearance, new models coming in- they will do anything to sell cars. I thought I did good, 3.0% 60 months and paid 22K OTD for the car in May. 0% is really good although sometimes the dealers are more reluctant to reduce price and give you a super deal since there is no interest coming back to them for the financing.

TRex 08-11-2011 06:14 AM

must resist....urge...to....trade in.....bah



i am running with 6.5% right now...

ccspeedsix 08-11-2011 06:21 AM

golf R is not a apr tuned golf. Its a audi TT-S Drivetrain. k04 turbo, more forged internals then normal tsi/fsi. and the new haldex AWD. With the upgraded internals, block is good till 500. And the new AWD system is real awd. It sends power to the rear before tire slipping not after. So its basically a sti gti? O an there only bringing 5k to the US

robry 08-11-2011 10:43 AM

for almost 40k, you can own one! http://i.imgur.com/gYg6h.gif

I'd rather buy an STi instead for that price.

9900rpm 08-11-2011 01:07 PM

Quote:

Originally Posted by robry (Post 984927)
for almost 40k, you can own one! http://i.imgur.com/gYg6h.gif

I'd rather buy an STi instead for that price.

The STi will be the faster car, but the Golf R will be refined.

I test drove the new style GTi before getting the MS3, and have driven the current STi, and the GTi definitely feels the most refined. Great car to live with day to day (assuming they're not plagued with electrical problems of the past).

Driving a $40k Golf and getting raped by cars costing 1/2 does kinda suck though.

robry 08-11-2011 01:17 PM

I completely agree with you that the GTI will be more upscale, STi is a purpose built car, just happens to be 4 door. GolfR will be nicer inside but slower for sure.

but holy F, why spend that much money? I'm toying around with the idea, that when I can afford it, getting a used 2-3 year old c6 for my 'go fast' car. Keep the MS3 as my daily. To me that seems like a much better idea. the ONLY benefit in my eyes to the GTI is you could potentially use it all year round since the AWD is good.

russc272 08-11-2011 04:33 PM

A new speed3 at 0% would rock. People on here who are just shopping should jump on that. I got 2.9% last December.

jkmags 08-11-2011 07:08 PM

Its a great deal, it actually put me behind the wheel of my Black MS3 last week. I had been waiting for a couple more WRXs to come in but when the dealer said they had 0 for 60 Black w/tech i jumped on it.

The 0 for 60 is actually through Chase bank, if this matters to anyone.

MoparGo 08-11-2011 07:17 PM

It's the...
 
Quote:

Originally Posted by zatara (Post 981532)
They could be trying to get rid of existing stock to make way for newer vehicles also. Only time will tell. And like I said in the other forum, what we need is a Mazdaspeed 2.

+1...pre-end-of-year clearance...

-1 on the "Mazdaspeed2" idea.


Quote:

Originally Posted by bertrand_CX_7 (Post 981534)
^^^^

hahaha for the mazdaspeed2. You want 300 HP in a speed2 ;)

+1... No need for a Speed2.

A non-turbo RS version might be interesting though.

GODO 08-11-2011 08:28 PM

Damn. Just got mine end of June. Should have waited a bit more. Oh well, I love driving this car.

Pu Manchu 08-12-2011 05:05 AM

The upcoming 2012 must be better and or cheaper.

Celestspeed3 08-12-2011 02:31 PM

I got my 2010 in July 2010 for 0% for 72 months. :biggrin:

The car had 14Km on it.

minger 08-12-2011 04:50 PM

I took them up on it - '11 MS3, woot.

https://lh6.googleusercontent.com/-_...2/P1120936.JPG

LazyKyle 08-18-2011 06:57 PM

Took advantage of this two days ago!

bertrand_CX_7 08-18-2011 07:03 PM

@minger, I'm seeing you got 2 cars. One for the left hand and the second for the right hand :biglaught:

Nice Mazda is sending us more forumists ;)

Spend905 08-18-2011 11:38 PM

What's a good price on a 2010 MS3 with tech package, got the salesperson down to 22k + TTL (so around 24k afterwards), and told him I'd get back to him. Seems to be a good deal, but curious if others have done far better, considering the 2010 will soon be two models ago!

jkmags 08-19-2011 05:43 AM

Quote:

Originally Posted by Spend905 (Post 998379)
What's a good price on a 2010 MS3 with tech package, got the salesperson down to 22k + TTL (so around 24k afterwards), and told him I'd get back to him. Seems to be a good deal, but curious if others have done far better, considering the 2010 will soon be two models ago!

I think that could be a little high, not sure on the mileage. If you can find a new 2011 you should be able to get a non tech for ~22k +TTL and a Tech for around 24k +TTL fairly easily. Plus the 0 for 60 can save you thousands over the life of the loan. I think there was a thread on "what you paid for your MS3" here someplace.

robry 08-19-2011 07:01 AM

use New Cars Pricing and Comparisons Local, Regional and National Car Price Reports at TrueCar and punch in your zipcode, it'll give you an accurate idea on price.

depending on their stock and what the dealership is trying to do, you might get an even better deal that what truecar tells you. good luck!

The Yeti 08-19-2011 08:34 AM

I got a dealership down to 24,399+ TTL with the tech package on a new '11. Prob gonna push a little lower but we'll see what they do.

I just hate when they agree on a price but then when you go to sign the papers, it's a different price. Happened twice to me and once to a buddy of mine, but these werent Mazda dealers.

Figured that the 0% for 60 will save about 1800 over the life of the loan ($30/ month) with have 12k down from a combo of cash and trade in.

TriO 08-19-2011 08:40 AM

In canada they've been doing this for a long time....

I got mine new in feb 08 for 60 months @ 0%. Sometimes i wish i'd have leased though... 5 years is a pretty long time with one car.

Plus we pay a shit load more for the car here aswell lol :chairshot:

bertrand_CX_7 08-19-2011 10:03 AM

Quote:

Originally Posted by jkmags (Post 998547)
Plus the 0 for 60 can save you thousands over the life of the loan.

yeah, please make sure to check what other ppl paid for the speed3. Don't get into the game they give you 0% for 60 months but charge you higher sales prices. You'll end up paying like the same.

$25 - $1 (+$1) = still $25 :biglaugh:

Quote:

Originally Posted by TriO
In canada they've been doing this for a long time....

someone said it before in this thread, you are paying the $26 like in the example. They just make you feel like you are paying $25. Just compair what you guys are paying vs. us here in the US ;)

The Yeti 08-19-2011 10:25 AM

Quote:

Originally Posted by TriO (Post 998770)
In canada they've been doing this for a long time....

I got mine new in feb 08 for 60 months @ 0%. Sometimes i wish i'd have leased though... 5 years is a pretty long time with one car.

Plus we pay a shit load more for the car here aswell lol :chairshot:

5 years is a long time but you can always pay it off sooner. Plus, although its over 60 mo, its not like your paying interest....so whether you pay cash up front for the whole thing or over 60 months...you are still paying the same amount.

robry 08-19-2011 11:18 AM

Quote:

Originally Posted by The Yeti (Post 998752)
I got a dealership down to 24,399+ TTL with the tech package on a new '11. Prob gonna push a little lower but we'll see what they do.

I just hate when they agree on a price but then when you go to sign the papers, it's a different price. Happened twice to me and once to a buddy of mine, but these werent Mazda dealers.

Figured that the 0% for 60 will save about 1800 over the life of the loan ($30/ month) with have 12k down from a combo of cash and trade in.

not sure how much more you're gonna get off with 0% financing from them. I paid 24450$ for mine in May with tech + TTL. that's a good deal.

The Yeti 08-19-2011 12:02 PM

Quote:

Originally Posted by robry (Post 999028)
not sure how much more you're gonna get off with 0% financing from them. I paid 24450$ for mine in May with tech + TTL. that's a good deal.

yeah, I figured I'd try, plus the new 2012s will be arriving soon. They are trying to tack on some stupid extra charge for edge guards and something else for $299. :lame:

THat I will get taken off....I wont pay for dealer add on extras

TriO 08-19-2011 01:50 PM

Quote:

Originally Posted by bertrand_CX_7 (Post 998898)
yeah, please make sure to check what other ppl paid for the speed3. Don't get into the game they give you 0% for 60 months but charge you higher sales prices. You'll end up paying like the same.

$25 - $1 (+$1) = still $25 :biglaugh:



someone said it before in this thread, you are paying the $26 like in the example. They just make you feel like you are paying $25. Just compair what you guys are paying vs. us here in the US ;)

yeah true say... i know i over paid for mine but i didn't care at the time coz i had loads of cash.... now i'm skint and wish i'd have shopped around a bit lol

SmuFF 08-19-2011 07:26 PM

So I see this deal supposedly ends on 8/31. I thought I had seen last month that it was going to end at the end of July as well? Does anyone have any idea if they will continue this 0.0% APR deal through September? I've been shopping around for a speed3 and/or GT version but just haven't found the right car/deal yet.

The Yeti 08-20-2011 12:08 AM

Quote:

Originally Posted by SmuFF (Post 999882)
So I see this deal supposedly ends on 8/31. I thought I had seen last month that it was going to end at the end of July as well? Does anyone have any idea if they will continue this 0.0% APR deal through September? I've been shopping around for a speed3 and/or GT version but just haven't found the right car/deal yet.

when I went through truecar.com, they listed it as good through 09/12 but havent seen that anywhere else.

They might just keep continuing it until they run out of 2011s

Jawnskeel 08-20-2011 12:14 AM

Quote:

Originally Posted by SmuFF (Post 999882)
So I see this deal supposedly ends on 8/31. I thought I had seen last month that it was going to end at the end of July as well? Does anyone have any idea if they will continue this 0.0% APR deal through September? I've been shopping around for a speed3 and/or GT version but just haven't found the right car/deal yet.


I definitely saw the 0% financing on Mazda3s, but it was never for the speed3...only on regular mazdas. The ad on TV, as well as confirmation from online, says that ALL 2011 mazda models qualify for 0% financing. I know for a fact in June, the last time I saw a 0% financing deal, the Mazdaspeed3 did not have 0% financing while the regular 3 did. It was for that reason that I didn't purchase the exact color combination/feature combination car back then. So glad I waited, and according to truecar, I paid below average price, and a few hundred over dealer cost. Got the non-tech though FWIW.

mingenyx 08-20-2011 12:05 PM

Quote:

Originally Posted by bertrand_CX_7 (Post 997864)
@minger, I'm seeing you got 2 cars. One for the left hand and the second for the right hand :biglaught:

Nice Mazda is sending us more forumists ;)

Silver one is mine :fest06:

Rustysocket 08-20-2011 07:54 PM

Picked an '11 up today. 0% for 60 months. No payment till november. S-plan less a grand.


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